To help you prepare for life’s challenges, Silas Garcia Agency offers a wide range of services for families, individuals and businesses that are seeking financial protection and peace of mind.

Homeowner & Property Insurance

No matter the size, your home is most likely your biggest investment. Silas Garcia Agency offers a variety of homeowner investment plans to  help you recoup your investment if your home is damaged in anyway. We offer standard home insurance, property insurance for rental properties and insurance upgrades for high value homeowners, as well as supplemental insurance plans. Flood insurance, personal liability insurance, home business insurance and upgrade insurance plans are also available. We have services to protect virtually any homeowner’s needs. Furthermore, we offer Scheduled Property, Umbrella Liability and Mobile Home insurance.  Click HERE to obtain a free, no-obligation quote for your home and personal belongings.

  

Life Insurance and Annuities

Life insurance can provide you and your family with financial security for the future. Your individual life insurance needs are dependant on age, health, financial responsibilities, and your personal goals. Silas Garcia Agency offers universal life insurance policies designed to meet the individual needs of all of our clients. We provide clients with Life and Variable Life insurance.  Click HERE to submit information for a free life insurance quote.

Health and Disability Insurance

Most health insurance plans leave their benefactors with incomplete coverage. Silas Garcia Agency offers supplemental health coverage to ensure that an unexpected illness does not result in financial hardship. We offer extra coverage plans such as heart/stroke, cancer, accident, medicare supplement, vision, short-term disability, long-term care, dental and intensive care.  We provide health insurance (HMO-PPO Indemnity) to individuals and businesses.   A long-term disability can seriously affect your ability to earn an income. Disability insurance protects your most important asset, your earning ability. Silas Garcia Agency offers a variety of services to provide you with a source of income in the case of a serious disability. For more information about specific disability plans, please contact Silas Garcia Agency directly or click HERE to submit information for a free, no obligation quote.

Automobile Insurance

For some people, a car expresses the essence of their being. To others, it's an object to get from point A to point B. We offer a variety of coverages and companies to choose from, based on your specific needs. Depending on the company you choose, you can get discounts for: *Being a Good Driver *Being a Good Student *Driving a Safe Car *Having a Homeowner's Policy with your auto insurance carrier.  Other advantages you could enjoy include, free windshield repair, 24-hour claims hotline, guarantee on repairs and flexible payment options. Advantages vary from company to company, and some require the purchase of certain coverages. We'll review your options with you to find the company and coverage that are right for you.   Click HERE to access our secure quote form and we will contact you.

Investment Securities

Purchasing annuities allows you to put away your money, and not to worry about paying taxes on the interest until withdrawal. Silas Garcia Agency offers both fixed and variable annuities. Additionally, we provide clients with IRA and Mutual Fund opportunities and we offer our business clients retirement plans complete with 401k, simplified employee pensions and profit sharing. Contact one of our representatives today to learn more about how annuities and other investments can become an income for your retirement or click HERE to receive a free quote.

Risk Management

Our commercial risk management team consists of over 80 years of combined insurance experience.  Our personal risk professionals provide expert financial and estate planning services. Our approach is friendly and informative in conducting a thorough evaluation and appropriate treatment of risks that could result in financial loss.  This analysis includes, but is not limited to, reviewing the gaps or redundant coverage; loss prevention procedures; employee compliance issues; adequate property and liability coverage; loss prevention strategies; and viabilityof workers' compensation benefits and costs.